Advice for First Time Home Buyers

1. Determine your budget: Before you start looking for homes, it is important to determine your budget. Consider your income, debts, and expenses to figure out how much money you can afford to spend on a mortgage payment each month. This will give you an idea of how much house you can comfortably afford.

2. Get pre-approved for a mortgage: Getting pre-approved for a mortgage can give you an advantage when shopping for a home. It shows sellers that you are serious about buying and can help speed up the process if you find a home you want.

3. Work with a real estate agent: A good real estate agent can help you navigate the homebuying process and provide valuable insight into the local housing market. They can also assist with negotiating the price and terms of the sale.